CashPlan is an organization devoted to advising and guiding clients who want to control their financial lives and security. The methods we use to achieve goals make CashPlan different than other organizations; CashPlan designs actionable solutions. … [Read more...]
It’s All Relative…
Several times a year I spot check my spending to see if I am still following my plan, and invariably I see that I am spending more than my ideal on food and sundries. Recently I decided to examine my “behaviour” before I underscored the amount in … [Read more...]
DROWNING IN DEBT?
An emergency can trigger unusual spending. If you have no emergency fund, you will have to borrow money to solve the problem. If the debt is large it will take years of catch-up to pay it off. How would you adjust lifestyle to pay off both the debt … [Read more...]
The Definition of Motivation
A dictionary definition of Motivation, “giving of reason to act, incentive”. I still remember the early 90’s, new to the financial services industry, I would watch my branch manager hand thumping on the boardroom table, inspiring our group to be … [Read more...]
From Indulgence to Constraint
There is a looming danger within our sights. Personal debt is the elephant in the room, and catastrophe will hit when interest rates begin to climb.A million dollar mortgage costs about $4,200 per month, amortized over 30 years at 2.99% annual … [Read more...]
Lifestyle vs. Values?
Is Your Lifestyle Getting In The Way Of Your Values? Do you know what is important to you? Really important? What are your values? What are your dreams and what do you have to do to make your visions real? Is your lifestyle … [Read more...]